Payment Gateway

You take the payment.
We don't take a cut.

Spotinga charges zero commission on direct bookings. You pay only the payment gateway's own processing fee — the same fee you'd pay using Stripe or Razorpay directly. Use our managed accounts or bring your own.

0%
Spotinga commission
2
gateways supported
Direct
settlement to your bank
BYO
Stripe account option
TWO OPTIONS

Managed or bring-your-own — same zero-commission guarantee

QUICKEST TO START
Spotinga Managed

Use Spotinga's pre-configured Stripe or Razorpay integration — no gateway account required. Payments are collected and settled to your bank account automatically on your configured schedule.

No gateway account setup required
Live in under 5 minutes
Stripe Connect or Razorpay
Automatic bank settlement
Refunds processed through dashboard
Multi-currency support (Stripe)
PROCESSING FEE
Stripe rate (1.4–2.9% + fixed) or Razorpay rate (2%)
+ Spotinga platform fee: 0%
FULL CONTROL
Bring Your Own Account

Already have a Stripe account? Connect it directly. Payments land in your account without flowing through Spotinga's platform at all — direct settlement, your reconciliation.

Connect your existing Stripe account
Direct settlement — no Spotinga intermediary
Your own Stripe dashboard for reconciliation
Dispute management in Stripe directly
Full transaction history in both platforms
PROCESSING FEE
Your Stripe account's own rate applies
+ Spotinga platform fee: 0%
SUPPORTED GATEWAYS

Global and regional coverage

Stripe for global operators and Western markets. Razorpay for South and South-East Asia. Additional gateway support is on the roadmap — reach out if yours isn't listed.

Stripe

Industry-standard global payment processing. Supports 135+ currencies, card payments, Apple Pay, Google Pay, and Stripe Connect for marketplace scenarios.

US
UK
EU
AU
NZ
CA
+100 more
Razorpay

Leading payment gateway for India and South-East Asia. Supports UPI, net banking, wallets, EMI, and all major card networks.

India
Malaysia
UAE
SEA
More coming

Additional gateway integrations are on the roadmap based on operator demand. PayPal, Square, and regional providers are planned.

Coming soon
SETTLEMENT

Know exactly what's coming — and when

Configurable schedule

Set your settlement frequency — daily, weekly, or on-demand. Know exactly when funds arrive.

Full transaction ledger

Every booking, refund, and payout logged in your dashboard with booking reference, amount, and status.

Refunds in one click

Process full or partial refunds directly from your Spotinga dashboard. Linked back to the original booking automatically.

Export for accounting

Download transaction reports in CSV. Compatible with Xero, QuickBooks, and any spreadsheet-based bookkeeping.

Every dollar from your booking stays yours.

Spotinga takes 0% of your booking revenue. You pay only the payment processor's standard fee — the same cost you'd have using Stripe directly, without Spotinga. No hidden markup.

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